Storm centre · for the hour after
Storm just hit?
Read this on your phone, on your porch, with the power out. Four steps, then the rules every Texas roofer has to follow.
Do these, in this order
- Stay off the roof
Wet shingles are slick and damaged decking can give way. Nothing up there is worth a fall.
- Photograph from the ground
Dented gutters, vents, AC fins, shingles in the yard, granules at the downspouts. Date-stamped photos help your claim.
- Tarp openings only if it's safe
Inside, catch drips and move valuables. Outside, only if you can reach it from the ground. Or call us and we'll tarp it.
- Call your insurer, then book an inspection
Report the date of the storm. Our inspection is free and gives you photos and a written report to send them.
Storm mode
One switch, whole site.
The Storm just hit? switch at the top of every page puts these four steps first, wherever you are on the site, and darkens the sky. It stays on until you turn it off, or close the tab.
We don't knock on doors after storms, and we don't send crews to neighbourhoods uninvited. If someone at your door says they're "working with your neighbours", ask for a local address and a Texas contract with the deductible notice in it.
Texas law · roofing and insurance
What the law says.
Your deductible is yours
It is illegal in Texas for a contractor to offer to waive, rebate or absorb your insurance deductible, or to advertise that they will. Any contract of $1,000 or more that involves an insurance claim must include a notice saying you are responsible for paying your deductible.
A roofer can't be your adjuster
A contractor may not act as a public adjuster on a claim for work they're doing, or advertise adjusting services. Only you, a licensed public adjuster or an attorney can negotiate your claim. What a roofer can do is document the damage and, if you ask, meet your insurer's adjuster on the roof.
Impact-resistant roofs
Texas insurers may offer a discount for impact-resistant roofing, and a Class 4 roof usually earns the biggest credit. The amount is set by each insurer. After we install one, we fill in TDI Form PC068 so your insurer has the paperwork.
Hail, by the numbers
Tarrant County has had 126 severe hail days since 2000, second in Texas only to Potter County (Amarillo). Texas recorded 878 major hail events in 2024 and 1,123 in 2023.
| Name | Diameter |
|---|---|
| Quarter | 1 in |
| Ping-pong ball | 1.5 in |
| Golf ball | 1.75 in |
| Lime | 2 in |
| Tennis ball | 2.5 in |
| Baseball | 2.75 in |
| Softball | 4 in |
Sources
- Roofing Contractor: Texas remains No. 1 for most major hail events
- Texas Department of Insurance: Roofing and insurance, know the law
- Texas Department of Insurance: Roofing discounts
- Texas Department of Insurance: Form PC068, roof installation (PDF)
- GAF: Class 4 roof shingles
- National Weather Service: Hail size reference
- Inch Calculator: Cost to replace a roof, 2026
This is a concept site for a fictional roofer. The law summaries above are plain-English guides, not legal advice; the linked TDI pages are the authority.